Universal Plan. Comprehensive, affordable entry-level cover

The Universal Plan is Thebemed’s entry level offering.

Universal Plan for Young Families

This the option is designed to match the changing lives of young families starting out in life. It specifically
offers cover for your everyday healthcare needs, including specialists, dentistry and optometry, through our
extensive Designated Service Provider (DSP) network.

With the Universal Plan, you and your family will enjoy:

• Private hospital cover
• Comprehensive primary care
• Choice of designated service providers
• Choice of cover to suit your needs

Excellent benefits with the added flexibility of savings.

The Fantasy Plan is designed for singles and young couples with healthy lifestyles. It combines comprehensive primary care with a Medical Savings Account (MSA) to top up benefits and cover additional expenses, giving you more control over your healthcare spending.

• Unlimited private hospital cover
• Medical Savings Account (MSA) to cover additional out-of-pocket expenses
• Full chronic medicine cover for all CDL conditions, plus some non-CDL conditions
• Preventative care designed to promote healthy lifestyles

Comprehensive Care

The Energy plan is Thebemed’s unique option. It is designed to provide quality, affordable health cover to miners and their family.

With the Energy Plan, you and your family will enjoy:

• Private hospital cover
• Comprehensive primary care

Late Joiners Penalty document. READ MORE

The Energy option has been designed this way because miners often live far away from their families. It is
important that all family members can enjoy quality cover close to where they live.
To view the 2025 brochures of the various products, please CLICK HERE

The Energy option has been designed this way because miners often live far away from their families. It is
important that all family members can enjoy quality cover close to where they live.